Reverse Mortgages Near You - San Diego Reverse Mortgage Lender
Meet Rosemarie J. Litoff
Rosemarie J. Litoff
Certified Reverse Mortgage Professional
NMLS #238800
(805) 657-0432
Find the best reverse mortgage deals in San Diego, California.
Rosemarie Litoff and C2 Financial are one of San Diego’s most respected teams if you’re seeking quality advice on reverse mortgages – from Escondido to Poway or anywhere in the San Diego metropolitan area.
Rosemarie has been a licensed realtor selling Home Equity Conversion Mortgages since 2005 and a Certified Reverse Mortgage Professional since 2020.
It’s why she devotes most of her time and energy to helping San Diego’s senior homeowners to strengthen their financial freedom in their retirement with reverse mortgages.
“There's a reason countless associates in the financial and legal fields refer their clients to me for reverse mortgages,” Rosemarie says.
“After becoming a widow overnight, I recognize the importance of having someone who will speak with you honestly, providing the right answers as quickly as possible.
“That means I'll deliver to you highly relevant mortgage information in real time, allowing you to make smarter choices and well-informed decisions.”
Rosemarie only works with a few clients, allowing her to fully focus on their needs and vision for the future.
It also allows her to really get to know them - many end up lifelong friends.
“I’ll make the process pleasant,” she promises.
“I can take a joke, appreciate the absurdities of life and I know when to share a smile or offer a shoulder to cry on.
“I've made it my life's goal to make the loan process as painless and worry-free for you as possible. Your questions are always answered quickly, honestly, and completely.
“I’ll be by your side every step of the way.”
What is a reverse mortgage?
A reverse mortgage is tailor made for senior homeowners who have equity in their home but find themselves cash poor as the cost of living continues to skyrocket.
If you are at least 62 years of age, a reverse mortgage might well be the magic wand you have been searching for.
That’s because it converts that equity in your home into a brand new income stream.
Watch your financial stresses melt away as you relax, safe in the knowledge that you will be able to continue to live in your prized home, rather than have to consider selling it to free up cash.
It really will give you the opportunity to enjoy your retirement with the level of comfort you had always hoped for.
Funds can be made available in many different ways including a line of credit, monthly installments, a lump sum or a combination of all three.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s one of the smartest ways homeowners can enjoy their golden years worry-free.
House prices have risen significantly over the last couple of years.
And while that momentum has eased, San Diego has slightly lowered home values by 1.7 percent in the 12 months taking average values to $950,012* (https://www.zillow.com/home-values/96684/san-diego-ca-92145/).
There is no shortage of residents in and around San Diego who have jumped on the reverse mortgage bandwagon - 2,306 of them. And 180 have bought one in the last 12 months.
About San Diego, California
San Diego, California, is a coastal paradise that needs little introduction. Nestled along the sun-kissed shores of Southern California, this vibrant city is renowned for its stunning beaches, diverse culture, and a plethora of attractions that cater to residents and visitors alike.
One of the most alluring aspects of San Diego is its year-round pleasant climate. With an average of 266 sunny days per year, residents enjoy outdoor activities, beach days, and al fresco dining virtually anytime they please. From the iconic shores of La Jolla to the surfer's haven of Pacific Beach, the city's coastline is a playground for beach enthusiasts and water lovers.
San Diego's rich history is reflected in its historic neighborhoods such as Old Town, where you can step back in time to the days of the Spanish settlers and the Gold Rush era. Balboa Park, with its Spanish colonial architecture and lush gardens, is home to world-class museums, including the San Diego Museum of Art and the San Diego Zoo.
For the adventurous, hiking in Torrey Pines State Natural Reserve or exploring the Anza-Borrego Desert State Park offers a glimpse into the region's diverse landscapes. And let's not forget the vibrant culinary scene, with everything from authentic Mexican street food in Barrio Logan to upscale seafood restaurants in the Gaslamp Quarter.
San Diego's thriving cultural scene also includes the annual Comic-Con International, attracting pop culture enthusiasts from around the globe. For sports fans, catching a game at Petco Park (home of the San Diego Padres) is a local tradition.
As a reverse mortgage loan officer in San Diego, I'm privileged to serve the needs of the city's residents, many of whom have invested in their homes for years. Whether you're considering a reverse mortgage to access your home's equity or exploring financial options, I'm here to provide expert guidance tailored to the unique opportunities and challenges of living in this beautiful and dynamic city. San Diego truly offers the best of Southern California living, where sunshine, culture, and community thrive.
Contact your San Diego reverse mortgage lender today.
Rosemarie and her team at C2 Financial are standing by to answer your every question about reverse mortgages with a minimum of fuss.
“Life is stressful enough,” Rosemarie says.
“Putting your home equity to work for you shouldn’t add to your troubles.”
Call her today at (805) 657-0432 for a no obligations chat.
*As of September 2023
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