Reverse Mortgages Near You - Poway Reverse Mortgage Lender
Meet Rosemarie J. Litoff
Rosemarie J. Litoff
Certified Reverse Mortgage Professional
NMLS #238800
(805) 657-0432
Find the best reverse mortgage deals in Poway, California.
Rosemarie Litoff and C2 Financial are one of Poway’s most respected teams if you’re seeking quality advice on reverse mortgages – from Escondido to Poway or anywhere in the San Diego metropolitan area.
Rosemarie has been a licensed realtor selling Home Equity Conversion Mortgages since 2005 and a Certified Reverse Mortgage Professional since 2020.
It’s why she devotes most of her time and energy to helping San Diego’s senior homeowners to strengthen their financial freedom in their retirement with reverse mortgages.
“There's a reason countless associates in the financial and legal fields refer their clients to me for reverse mortgages,” Rosemarie says.
“After becoming a widow overnight, I recognize the importance of having someone who will speak with you honestly, providing the right answers as quickly as possible.
“That means I'll deliver to you highly relevant mortgage information in real time, allowing you to make smarter choices and well-informed decisions.”
Rosemarie only works with a few clients, allowing her to fully focus on their needs and vision for the future.
It also allows her to really get to know them - many end up lifelong friends.
“I’ll make the process pleasant,” she promises.
“I can take a joke, appreciate the absurdities of life and I know when to share a smile or offer a shoulder to cry on.
“I've made it my life's goal to make the loan process as painless and worry-free for you as possible. Your questions are always answered quickly, honestly, and completely.
“I’ll be by your side every step of the way.”
What is a reverse mortgage?
A reverse mortgage is tailor made for senior homeowners who have equity in their home but find themselves cash poor as the cost of living continues to skyrocket.
If you are at least 62 years of age, a reverse mortgage might well be the magic wand you have been searching for.
That’s because it converts that equity in your home into a brand new income stream.
Watch your financial stresses melt away as you relax, safe in the knowledge that you will be able to continue to live in your prized home, rather than have to consider selling it to free up cash.
It really will give you the opportunity to enjoy your retirement with the level of comfort you had always hoped for.
Funds can be made available in many different ways including a line of credit, monthly installments, a lump sum or a combination of all three.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s one of the smartest ways homeowners can enjoy their golden years worry-free.
House prices have risen significantly over the last couple of years.
And while that momentum has eased, Poway has still slightly lowered home values by 1.9 percent in the 12 months taking average returns to $1,131,498* (https://www.zillow.com/home-values/20044/poway-ca/).
There is no shortage of residents in and around Poway who have jumped on the reverse mortgage bandwagon - 2,012 of them. And 170 have bought one in the last 12 months.
About Poway, California
Poway, California, often referred to as the "City in the Country," is a charming and picturesque community located in San Diego County. With a rich history, strong sense of community, and an abundance of natural beauty, Poway is a welcoming oasis in the heart of Southern California.
The history of Poway is deeply intertwined with its roots as an agricultural community. Originally inhabited by the Kumeyaay people, Poway's fertile land attracted early settlers who established farms, orchards, and dairies. Today, Poway honors its farming heritage with events like the annual Poway Rodeo, celebrating the city's equestrian traditions.
Poway's natural landscapes are a source of pride for residents. The city is known for its scenic hiking trails, including the popular Iron Mountain Trail and Mount Woodson Trail, which lead to breathtaking vistas and the iconic Potato Chip Rock. Lake Poway offers fishing, boating, and picnicking opportunities amidst serene surroundings.
The city's commitment to education is evident in its excellent schools, including the highly regarded Poway Unified School District. Poway High School, in particular, has a strong academic and athletic reputation. The city's emphasis on education extends to the Poway Library, a hub of learning and community engagement.
Poway's strong sense of community is exemplified through events like the Old-Fashioned Fourth of July Celebration, featuring parades, fireworks, and family-friendly activities. The Poway Center for the Performing Arts hosts a variety of cultural events, from live performances to art exhibitions.
As a reverse mortgage loan officer in Poway, I am proud to serve the residents of this wonderful city. Whether you're considering a reverse mortgage to access your home's equity or exploring financial options, I am here to provide expert guidance tailored to the unique opportunities and challenges of living in this close-knit and beautiful community. Poway is a place where the past meets the present, and where nature and community thrive together.
Contact your Poway reverse mortgage lender today.
Rosemarie and her team at C2 Financial are standing by to answer your every question about reverse mortgages with a minimum of fuss.
“Life is stressful enough,” Rosemarie says.
“Putting your home equity to work for you shouldn’t add to your troubles.”
Call her today at (805) 657-0432 for a no obligations chat.
*As of September 2023
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