Reverse Mortgages Near You - Escondido Reverse Mortgage Lender
Meet Rosemarie J. Litoff
Rosemarie J. Litoff
Certified Reverse Mortgage Professional
NMLS #238800
(805) 657-0432
Find the best reverse mortgage deals in Escondido, California.
Rosemarie Litoff and C2 Financial are one of Escondido’s most respected teams if you’re seeking quality advice on reverse mortgages – from Escondido to Poway or anywhere in the San Diego metropolitan area.
Rosemarie has been a licensed realtor selling Home Equity Conversion Mortgages since 2005 and a Certified Reverse Mortgage Professional since 2020.
It’s why she devotes most of her time and energy to helping San Diego’s senior homeowners to strengthen their financial freedom in their retirement with reverse mortgages.
“There's a reason countless associates in the financial and legal fields refer their clients to me for reverse mortgages,” Rosemarie says.
“After becoming a widow overnight, I recognize the importance of having someone who will speak with you honestly, providing the right answers as quickly as possible.
“That means I'll deliver to you highly relevant mortgage information in real time, allowing you to make smarter choices and well-informed decisions.”
Rosemarie only works with a few clients, allowing her to fully focus on their needs and vision for the future.
It also allows her to really get to know them - many end up lifelong friends.
“I’ll make the process pleasant,” she promises.
“I can take a joke, appreciate the absurdities of life and I know when to share a smile or offer a shoulder to cry on.
“I've made it my life's goal to make the loan process as painless and worry-free for you as possible. Your questions are always answered quickly, honestly, and completely.
“I’ll be by your side every step of the way.”
What is a reverse mortgage?
A reverse mortgage is tailor made for senior homeowners who have equity in their home but find themselves cash poor as the cost of living continues to skyrocket.
If you are at least 62 years of age, a reverse mortgage might well be the magic wand you have been searching for.
That’s because it converts that equity in your home into a brand new income stream.
Watch your financial stresses melt away as you relax, safe in the knowledge that you will be able to continue to live in your prized home, rather than have to consider selling it to free up cash.
It really will give you the opportunity to enjoy your retirement with the level of comfort you had always hoped for.
Funds can be made available in many different ways including a line of credit, monthly installments, a lump sum or a combination of all three.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s one of the smartest ways homeowners can enjoy their golden years worry-free.
House prices have risen significantly over the last couple of years.
And while that momentum has eased, Escondido has still slightly lowered home values by 1.5 percent in the 12 months taking average returns to $804,083* (https://www.zillow.com/home-values/11337/escondido-ca/).
There is no shortage of residents in and around Escondido who have jumped on the reverse mortgage bandwagon - 2,012 of them. And 170 have bought one in the last 12 months.
About Escondido, California
Escondido, California, is a hidden gem in the heart of North San Diego County. This thriving city combines a rich history, picturesque landscapes, and a strong sense of community, making it an inviting place to call home. With a population of over 150,000 residents, Escondido offers the perfect blend of small-town charm and urban amenities.
The history of Escondido is deeply rooted in its agricultural heritage. Originally settled by Spanish missionaries in the 1800s, the city's name means "hidden" in Spanish, a nod to its tucked-away location in a fertile valley. Over time, Escondido evolved into a bustling agricultural hub, and today, it's known for its wineries, avocado orchards, and citrus groves.
Escondido is surrounded by natural beauty, making it a haven for outdoor enthusiasts. Daley Ranch, with its extensive trail system, offers hiking, biking, and horseback riding opportunities amid rolling hills and scenic vistas. Lake Hodges provides a peaceful setting for fishing, picnicking, and birdwatching, while the Elfin Forest Recreational Reserve boasts unique and diverse ecosystems.
The city's vibrant arts and culture scene is celebrated through various events and venues, including the California Center for the Arts, Escondido, which hosts concerts, art exhibitions, and theatrical performances. The historic downtown district showcases charming shops, restaurants, and galleries, making it a popular destination for residents and visitors alike.
Escondido's commitment to education is evident in its excellent school district, which includes top-rated elementary, middle, and high schools. The city is also home to Palomar College, providing higher education opportunities to the community.
As a reverse mortgage loan officer in Escondido, I take pride in assisting residents with their financial needs. Whether you're considering a reverse mortgage to access your home's equity or exploring financial options, I'm here to provide expert guidance tailored to the unique opportunities and challenges of living in this thriving city. Escondido is a place where history, nature, and community come together to create a wonderful place to call home.
Contact your Escondido reverse mortgage lender today.
Rosemarie and her team at C2 Financial are standing by to answer your every question about reverse mortgages with a minimum of fuss.
“Life is stressful enough,” Rosemarie says.
“Putting your home equity to work for you shouldn’t add to your troubles.”
Call her today at (805) 657-0432 for a no obligations chat.
*As of September 2023
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